/**
 * DIVERSE HEALTH INSURANCE - MODERN INSURTECH DESIGN SYSTEM
 * Architecture: CSS Variables / Design Tokens, Fluid Typography, Reusable Components,
 * Container System, Responsive Breakpoints, Transitions & Accessibility.
 */

:root {
    /* -------------------------------------------------------------------------
       1. COLOR SYSTEM (Design Tokens)
       ------------------------------------------------------------------------- */
    --primary: #0A1E3F;          /* Deep Navy - Dominant trust & authority */
    --primary-dark: #061329;     /* Ultra Deep Navy - Footers & deep sections */
    --primary-light: #162B4E;    /* Slate Navy - Active & borders */
    --primary-gradient: linear-gradient(135deg, #0A1E3F 0%, #162B4E 100%);

    --secondary: #1D68BD;        /* Healthcare Blue - Primary action & links */
    --secondary-hover: #15559F;  /* Deep Healthcare Blue */
    --secondary-light: #3B82F6;  /* Bright Sky Blue */
    --secondary-tint: #F0F7FD;   /* Soft Ice Blue background */
    --secondary-gradient: linear-gradient(135deg, #1D68BD 0%, #0E9F9D 100%);

    --accent: #0E9F9D;           /* Modern Teal - Highlights, badges & conversion */
    --accent-hover: #0C8583;     /* Darker Teal */
    --accent-light: #E6F7F7;     /* Light Teal tint */
    --accent-gradient: linear-gradient(135deg, #0E9F9D 0%, #10B981 100%);

    --supporting: #10B981;       /* Soft Green - Verification, trust & success */
    --supporting-light: #ECFDF5; /* Light Green tint */
    --warning: #F59E0B;          /* Amber */
    --danger: #EF4444;           /* Red */

    --background: #FFFFFF;       /* Pure White base */
    --surface: #FFFFFF;          /* Pure White cards */
    --surface-subtle: #F8FAFC;   /* Very light slate gray */
    --surface-tint: #F0F7FD;     /* Very light blue */
    --surface-dark: #0A1E3F;     /* Deep Navy surface */
    --surface-dark-card: #13274A;

    --text: #0F172A;             /* Dark Slate - High contrast body */
    --text-heading: #0A1E3F;     /* Deep Navy Headings */
    --text-muted: #64748B;       /* Medium Gray for secondary text */
    --text-subtle: #94A3B8;      /* Light Gray for meta text */
    --text-on-dark: #F8FAFC;     /* Off-white on dark backgrounds */
    --text-on-dark-muted: #94A3B8;

    --border: #E2E8F0;           /* Clean soft border */
    --border-subtle: #F1F5F9;    /* Ultra light border */
    --border-dark: rgba(255, 255, 255, 0.1);

    /* Shadows */
    --shadow-xs: 0 1px 2px rgba(10, 30, 63, 0.04);
    --shadow-sm: 0 2px 8px rgba(10, 30, 63, 0.06);
    --shadow-md: 0 6px 16px rgba(10, 30, 63, 0.08);
    --shadow-lg: 0 12px 32px rgba(10, 30, 63, 0.10);
    --shadow-xl: 0 20px 48px rgba(10, 30, 63, 0.14);
    --shadow-soft: 0 10px 30px rgba(15, 23, 42, 0.05);
    --shadow-blue: 0 8px 24px rgba(29, 104, 189, 0.25);
    --shadow-teal: 0 8px 24px rgba(14, 159, 157, 0.25);

    /* Border Radius */
    --radius-xs: 4px;
    --radius-sm: 8px;
    --radius-md: 12px;
    --radius-lg: 16px;
    --radius-xl: 24px;
    --radius-2xl: 32px;
    --radius-pill: 9999px;

    /* Transitions */
    --transition-fast: 0.15s cubic-bezier(0.4, 0, 0.2, 1);
    --transition-base: 0.25s cubic-bezier(0.4, 0, 0.2, 1);
    --transition-slow: 0.4s cubic-bezier(0.4, 0, 0.2, 1);

    /* Typography Scale */
    --font-sans: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;
    --font-heading: 'Plus Jakarta Sans', var(--font-sans);
}

/* -------------------------------------------------------------------------
   2. GLOBAL RESET & BASE TYPOGRAPHY
   ------------------------------------------------------------------------- */
html {
    scroll-behavior: smooth;
    box-sizing: border-box;
}

*, *::before, *::after {
    box-sizing: inherit;
}

body {
    font-family: var(--font-sans);
    color: var(--text);
    background-color: var(--background);
    line-height: 1.65;
    font-size: 16px;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
    overflow-x: hidden;
}

h1, h2, h3, h4, h5, h6 {
    font-family: var(--font-heading);
    color: var(--text-heading);
    font-weight: 700;
    line-height: 1.25;
    letter-spacing: -0.02em;
    margin-top: 0;
}

h1 {
    font-size: clamp(2rem, 4vw + 1rem, 3.4rem);
    font-weight: 800;
    line-height: 1.15;
    letter-spacing: -0.03em;
}

h2 {
    font-size: clamp(1.75rem, 2.5vw + 0.75rem, 2.5rem);
    font-weight: 700;
}

h3 {
    font-size: clamp(1.35rem, 1.5vw + 0.5rem, 1.75rem);
    font-weight: 600;
}

h4 {
    font-size: 1.25rem;
    font-weight: 600;
}

p {
    margin-top: 0;
    margin-bottom: 1rem;
    color: var(--text-muted);
}

a {
    color: var(--secondary);
    text-decoration: none;
    transition: color var(--transition-fast);
}

a:hover {
    color: var(--secondary-hover);
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

/* Safeguard text readability on dark elements and inside text-white containers */
.text-white,
.text-white span,
.text-white p,
.text-white div,
.text-light,
.text-light span,
[class*="text-white"] span {
    color: inherit;
}

/* -------------------------------------------------------------------------
   3. CONTAINER & SECTION LAYOUT SYSTEM
   ------------------------------------------------------------------------- */
.dhi-container {
    width: 100%;
    max-width: 1280px;
    margin-left: auto;
    margin-right: auto;
    padding-left: 24px;
    padding-right: 24px;
}

@media (max-width: 768px) {
    .dhi-container {
        padding-left: 16px;
        padding-right: 16px;
    }
}

.dhi-section {
    padding-top: 90px;
    padding-bottom: 90px;
    position: relative;
}

.dhi-section-sm {
    padding-top: 50px;
    padding-bottom: 50px;
}

.dhi-section-lg {
    padding-top: 120px;
    padding-bottom: 120px;
}

@media (max-width: 768px) {
    .dhi-section {
        padding-top: 60px;
        padding-bottom: 60px;
    }
    .dhi-section-lg {
        padding-top: 80px;
        padding-bottom: 80px;
    }
}

.dhi-bg-surface {
    background-color: var(--surface);
}

/* Light Background Tints & Alternating Sections System */
.dhi-bg-subtle,
.dhi-bg-tint,
.dhi-bg-surface-tint,
.dhi-bg-light,
.dhi-section-tint,
.dhi-section-subtle,
.dhi-healthcare-bg,
#solutions,
#how-it-works,
#testimonials,
#resources {
    background: linear-gradient(180deg, #F0F6FC 0%, #EBF3FA 50%, #F4F8FD 100%) !important;
    border-top: 1px solid #E2E8F0;
    border-bottom: 1px solid #E2E8F0;
}

/* Ensure cards and elevated surfaces pop with depth on light healthcare backgrounds */
.dhi-section-tint .dhi-card,
.dhi-section-tint .dhi-stat-card,
.dhi-section-tint .dhi-sol-card,
.dhi-section-tint .dhi-advisor-card,
.dhi-section-tint .dhi-accordion-item,
.dhi-section-tint .dhi-tier-card,
.dhi-section-tint .dhi-service-sidebar-card,
.dhi-bg-surface-tint .dhi-card,
.dhi-bg-surface-tint .dhi-accordion-item,
.dhi-bg-surface-tint .dhi-tier-card {
    background-color: #FFFFFF !important;
    border: 1px solid #E2E8F0;
    box-shadow: 0 4px 18px rgba(10, 30, 63, 0.05);
}

.dhi-section-tint .dhi-card:hover,
.dhi-section-tint .dhi-sol-card:hover,
.dhi-bg-surface-tint .dhi-card:hover {
    box-shadow: 0 12px 28px rgba(10, 30, 63, 0.09);
    border-color: #CBD5E1;
}

/* Accordion item active styling on light background */
.dhi-section-tint .dhi-accordion-item.active,
.dhi-bg-surface-tint .dhi-accordion-item.active {
    border-color: #BFDBFE !important;
    box-shadow: 0 8px 24px rgba(29, 104, 189, 0.08) !important;
}

.dhi-bg-navy {
    background-color: var(--primary);
    color: var(--text-on-dark);
}

.dhi-bg-navy h1, .dhi-bg-navy h2, .dhi-bg-navy h3, .dhi-bg-navy h4 {
    color: #FFFFFF;
}

.dhi-bg-navy p {
    color: var(--text-on-dark-muted);
}

/* Section Heading */
.dhi-section-heading {
    text-align: center;
    max-width: 720px;
    margin-left: auto;
    margin-right: auto;
    margin-bottom: 56px;
}

.dhi-section-heading.text-start {
    text-align: left;
    margin-left: 0;
    margin-right: 0;
}

.dhi-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 12.5px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1.2px;
    color: var(--accent);
    background-color: var(--accent-light);
    padding: 6px 14px;
    border-radius: var(--radius-pill);
    margin-bottom: 16px;
}

.dhi-eyebrow-blue {
    color: var(--secondary);
    background-color: var(--secondary-tint);
}

.dhi-eyebrow-dark {
    color: #38BDF8;
    background-color: rgba(56, 189, 248, 0.12);
    border: 1px solid rgba(56, 189, 248, 0.25);
}

.dhi-section-title {
    margin-bottom: 16px;
}

.dhi-section-subtitle {
    font-size: 17px;
    color: var(--text-muted);
    line-height: 1.6;
    margin-bottom: 0;
}

/* -------------------------------------------------------------------------
   4. BUTTON SYSTEM
   ------------------------------------------------------------------------- */
.dhi-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    font-family: var(--font-heading);
    font-weight: 600;
    font-size: 15px;
    padding: 13px 28px;
    border-radius: var(--radius-pill);
    text-decoration: none;
    cursor: pointer;
    transition: all var(--transition-base);
    border: 1.5px solid transparent;
    line-height: 1.2;
    white-space: nowrap;
}

.dhi-btn:focus-visible {
    outline: 2px solid var(--secondary);
    outline-offset: 3px;
}

/* Primary Button */
.dhi-btn-primary {
    background: var(--secondary-gradient);
    color: #FFFFFF !important;
    box-shadow: var(--shadow-blue);
}

.dhi-btn-primary:hover {
    background: linear-gradient(135deg, #15559F 0%, #0C8583 100%);
    color: #FFFFFF !important;
    transform: translateY(-2px);
    box-shadow: 0 10px 28px rgba(29, 104, 189, 0.35);
}

/* Accent Button */
.dhi-btn-accent {
    background: var(--accent-gradient);
    color: #FFFFFF !important;
    box-shadow: var(--shadow-teal);
}

.dhi-btn-accent:hover {
    background: linear-gradient(135deg, #0C8583 0%, #059669 100%);
    color: #FFFFFF !important;
    transform: translateY(-2px);
    box-shadow: 0 10px 28px rgba(14, 159, 157, 0.35);
}

/* Secondary Button */
.dhi-btn-secondary {
    background-color: var(--surface-tint);
    color: var(--secondary) !important;
    border-color: rgba(29, 104, 189, 0.2);
}

.dhi-btn-secondary:hover {
    background-color: #E2EFFB;
    color: var(--secondary-hover) !important;
    transform: translateY(-2px);
}

/* Outline Button */
.dhi-btn-outline {
    background-color: transparent;
    color: var(--primary) !important;
    border-color: var(--border);
}

.dhi-btn-outline:hover {
    background-color: var(--surface-subtle);
    border-color: var(--primary);
    color: var(--primary) !important;
    transform: translateY(-2px);
}

/* White Button (on dark surfaces) */
.dhi-btn-white {
    background-color: #FFFFFF;
    color: var(--primary) !important;
    box-shadow: 0 6px 20px rgba(0, 0, 0, 0.2);
}

.dhi-btn-white:hover {
    background-color: #F8FAFC;
    color: var(--secondary) !important;
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.25);
}

/* Outline White Button (for dark surfaces and heroes) */
.dhi-btn-outline-white,
.dhi-about-hero .dhi-btn-outline,
.dhi-page-hero .dhi-btn-outline,
.dhi-sunday-hero-slider .dhi-btn-outline,
.dhi-bg-navy .dhi-btn-outline,
.service-details-hero-pro .dhi-btn-outline {
    background-color: rgba(255, 255, 255, 0.08) !important;
    color: #FFFFFF !important;
    border: 1.5px solid rgba(255, 255, 255, 0.4) !important;
    backdrop-filter: blur(4px);
    transition: all 0.25s ease;
}

.dhi-btn-outline-white *,
.dhi-about-hero .dhi-btn-outline *,
.dhi-page-hero .dhi-btn-outline *,
.dhi-sunday-hero-slider .dhi-btn-outline *,
.dhi-bg-navy .dhi-btn-outline *,
.service-details-hero-pro .dhi-btn-outline * {
    color: #FFFFFF !important;
}

.dhi-btn-outline-white:hover,
.dhi-about-hero .dhi-btn-outline:hover,
.dhi-page-hero .dhi-btn-outline:hover,
.dhi-sunday-hero-slider .dhi-btn-outline:hover,
.dhi-bg-navy .dhi-btn-outline:hover,
.service-details-hero-pro .dhi-btn-outline:hover {
    background-color: #FFFFFF !important;
    border-color: #FFFFFF !important;
    color: #0A1E3F !important;
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.25);
}

.dhi-btn-outline-white:hover *,
.dhi-about-hero .dhi-btn-outline:hover *,
.dhi-page-hero .dhi-btn-outline:hover *,
.dhi-sunday-hero-slider .dhi-btn-outline:hover *,
.dhi-bg-navy .dhi-btn-outline:hover *,
.service-details-hero-pro .dhi-btn-outline:hover * {
    color: #0A1E3F !important;
}

/* Link Button */
.dhi-btn-link {
    background: none;
    border: none;
    padding: 0;
    color: var(--secondary);
    font-weight: 600;
    font-size: 15px;
    display: inline-flex;
    align-items: center;
    gap: 6px;
    cursor: pointer;
}

.dhi-btn-link:hover {
    color: var(--secondary-hover);
    text-decoration: underline;
}

.dhi-btn-link i {
    transition: transform var(--transition-fast);
}

.dhi-btn-link:hover i {
    transform: translateX(4px);
}

/* Button Sizes */
.dhi-btn-sm {
    padding: 9px 20px;
    font-size: 13.5px;
}

.dhi-btn-lg {
    padding: 16px 36px;
    font-size: 16.5px;
}

/* -------------------------------------------------------------------------
   5. CARD SYSTEM
   ------------------------------------------------------------------------- */
.dhi-card {
    background-color: var(--surface);
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    padding: 32px;
    transition: all var(--transition-base);
    position: relative;
    overflow: hidden;
}

.dhi-card-hover {
    box-shadow: var(--shadow-xs);
}

.dhi-card-hover:hover {
    transform: translateY(-5px);
    border-color: rgba(29, 104, 189, 0.3);
    box-shadow: var(--shadow-lg);
}

.dhi-card-icon {
    width: 56px;
    height: 56px;
    border-radius: var(--radius-md);
    background-color: var(--secondary-tint);
    color: var(--secondary);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 24px;
    margin-bottom: 22px;
    transition: all var(--transition-base);
}

.dhi-card-hover:hover .dhi-card-icon {
    background: var(--secondary-gradient);
    color: #FFFFFF;
    transform: scale(1.05);
}

.dhi-card-icon-accent {
    background-color: var(--accent-light);
    color: var(--accent);
}

.dhi-card-hover:hover .dhi-card-icon-accent {
    background: var(--accent-gradient);
    color: #FFFFFF;
}

.dhi-card-title {
    font-size: 19px;
    font-weight: 700;
    margin-bottom: 12px;
    color: var(--text-heading);
}

.dhi-card-desc {
    font-size: 14.5px;
    color: var(--text-muted);
    line-height: 1.6;
    margin-bottom: 20px;
}

.dhi-card-link {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-weight: 600;
    font-size: 14px;
    color: var(--secondary);
    transition: gap var(--transition-fast);
}

.dhi-card-hover:hover .dhi-card-link {
    gap: 12px;
    color: var(--accent);
}

/* Dark Card */
.dhi-card-dark {
    background-color: var(--surface-dark-card);
    border: 1px solid var(--border-dark);
    color: var(--text-on-dark);
}

.dhi-card-dark:hover {
    border-color: rgba(56, 189, 248, 0.4);
    box-shadow: 0 12px 32px rgba(0, 0, 0, 0.4);
}

.dhi-card-dark .dhi-card-title {
    color: #FFFFFF;
}

.dhi-card-dark .dhi-card-desc {
    color: var(--text-on-dark-muted);
}

/* =========================================================================
   6. MODERN INSURTECH SINGLE-TIER HEADER (Oscar / Policygenius Style)
   ========================================================================= */
.dhi-header-insurtech {
    position: sticky;
    top: 0;
    z-index: 1040;
    background-color: #FFFFFF;
    border-bottom: 1px solid rgba(226, 232, 240, 0.85);
    transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
}

.dhi-header-insurtech.scrolled {
    background-color: rgba(255, 255, 255, 0.98);
    backdrop-filter: blur(14px);
    box-shadow: 0 4px 25px rgba(10, 30, 63, 0.07);
    border-bottom-color: rgba(226, 232, 240, 0.6);
}

.dhi-header-row {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 82px;
    transition: height 0.25s ease;
}

.dhi-header-insurtech.scrolled .dhi-header-row {
    height: 70px;
}

.dhi-logo-img {
    max-height: 48px;
    width: auto;
    object-fit: contain;
    transition: max-height 0.25s ease;
}

.dhi-header-insurtech.scrolled .dhi-logo-img {
    max-height: 42px;
}

.dhi-logo-text-brand {
    font-family: var(--font-heading);
    font-size: 24px;
    font-weight: 800;
    letter-spacing: -0.5px;
    text-decoration: none;
}

.dhi-logo-diverse {
    color: var(--primary);
}

.dhi-logo-health {
    color: var(--secondary);
}

/* Nav Menu */
.dhi-nav-menu {
    display: flex;
    align-items: center;
    list-style: none;
    margin: 0;
    padding: 0;
    gap: 4px;
}

.dhi-nav-menu .dhi-nav-link {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    padding: 10px 16px;
    color: #1E293B;
    font-family: var(--font-heading);
    font-size: 15px;
    font-weight: 600;
    border-radius: 9999px;
    transition: all 0.2s ease;
    text-decoration: none;
}

.dhi-nav-menu .dhi-nav-link:hover,
.dhi-nav-menu .dhi-nav-link.active {
    color: var(--secondary);
    background-color: #F1F5F9;
}

.dhi-chevron {
    font-size: 10px;
    color: #94A3B8;
    transition: transform 0.2s ease;
}

.dhi-has-dropdown {
    position: relative;
}

.dhi-has-dropdown:hover .dhi-chevron {
    transform: rotate(180deg);
    color: var(--secondary);
}

/* Modern InsurTech Dropdown Popover */
.dhi-dropdown-popover {
    position: absolute;
    top: 100%;
    left: 0;
    width: 580px;
    background: #FFFFFF;
    border: 1px solid var(--border);
    border-radius: 20px;
    box-shadow: 0 20px 45px rgba(10, 30, 63, 0.12);
    padding: 20px;
    opacity: 0;
    visibility: hidden;
    transform: translateY(14px);
    transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
    pointer-events: none;
    z-index: 1050;
}

.dhi-has-dropdown:hover .dhi-dropdown-popover {
    opacity: 1;
    visibility: visible;
    transform: translateY(6px);
    pointer-events: auto;
}

.dhi-dropdown-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 12px;
}

.dhi-dropdown-card {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    padding: 12px 14px;
    border-radius: 12px;
    text-decoration: none;
    transition: background-color 0.2s ease, transform 0.2s ease;
}

.dhi-dropdown-card:hover {
    background-color: #F8FAFC;
    transform: translateY(-2px);
}

.dhi-drop-icon {
    width: 38px;
    height: 38px;
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 16px;
    flex-shrink: 0;
}

.dhi-drop-title {
    font-family: var(--font-heading);
    font-size: 14.5px;
    font-weight: 700;
    color: #0A1E3F;
    margin-bottom: 2px;
}

.dhi-drop-desc {
    font-size: 12px;
    color: #64748B;
    line-height: 1.35;
}

.dhi-dropdown-footer {
    margin-top: 14px;
    padding-top: 12px;
    border-top: 1px solid var(--border);
    display: flex;
    align-items: center;
    justify-content: space-between;
    font-size: 12.5px;
    color: #64748B;
}

.dhi-dropdown-footer a {
    color: var(--secondary);
    text-decoration: none;
}

/* Advisor Hotline Chip */
.dhi-advisor-hotline {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 6px 14px;
    background-color: #F8FAFC;
    border: 1px solid var(--border);
    border-radius: 9999px;
    text-decoration: none;
    transition: all 0.2s ease;
}

.dhi-advisor-hotline:hover {
    background-color: #FFFFFF;
    border-color: var(--secondary);
    box-shadow: 0 2px 10px rgba(29, 104, 189, 0.12);
}

.dhi-pulse-dot {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background-color: #10B981;
    box-shadow: 0 0 0 0 rgba(16, 185, 129, 0.7);
    animation: dhiPulse 2s infinite;
}

@keyframes dhiPulse {
    0% { box-shadow: 0 0 0 0 rgba(16, 185, 129, 0.7); }
    70% { box-shadow: 0 0 0 7px rgba(16, 185, 129, 0); }
    100% { box-shadow: 0 0 0 0 rgba(16, 185, 129, 0); }
}

.dhi-advisor-hotline-label {
    font-size: 11px;
    font-weight: 500;
    color: #64748B;
    line-height: 1.1;
}

.dhi-advisor-hotline-num {
    font-family: var(--font-heading);
    font-size: 13.5px;
    font-weight: 700;
    color: #0A1E3F;
    line-height: 1.2;
}

.dhi-header-text-link {
    font-family: var(--font-heading);
    font-size: 14.5px;
    font-weight: 600;
    color: #475569;
    text-decoration: none;
    padding: 8px 12px;
    border-radius: 8px;
    transition: color 0.2s ease;
}

.dhi-header-text-link:hover {
    color: var(--secondary);
}

/* Primary InsurTech Pill CTA */
.dhi-btn-insurtech-pill {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 12px 24px;
    background: linear-gradient(135deg, #1D68BD 0%, #0E9F9D 100%);
    color: #FFFFFF !important;
    font-family: var(--font-heading);
    font-size: 14.5px;
    font-weight: 700;
    border-radius: 9999px;
    text-decoration: none;
    box-shadow: 0 4px 14px rgba(29, 104, 189, 0.28);
    transition: all 0.25s ease;
}

.dhi-btn-insurtech-pill:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 22px rgba(29, 104, 189, 0.38);
    color: #FFFFFF !important;
}

.dhi-mobile-hamburger {
    background: #F1F5F9;
    border: none;
    width: 44px;
    height: 44px;
    border-radius: 12px;
    font-size: 18px;
    color: #0A1E3F;
    display: flex;
    align-items: center;
    justify-content: center;
    cursor: pointer;
    transition: background-color 0.2s ease;
}

.dhi-mobile-hamburger:hover {
    background: #E2E8F0;
}

/* Backwards compatibility for existing views */
.dhi-header-main {
    position: sticky;
    top: 0;
    z-index: 1040;
    background-color: #FFFFFF;
    border-bottom: 1px solid var(--border);
    transition: all var(--transition-base);
}

/* Brand */
.dhi-brand-logo {
    display: inline-flex;
    align-items: center;
    text-decoration: none;
}

.dhi-brand-logo img {
    max-height: 46px;
    width: auto;
    object-fit: contain;
}

.dhi-logo-fallback {
    display: flex;
    flex-direction: column;
    line-height: 1.1;
}

.dhi-logo-name {
    font-size: 21px;
    font-weight: 800;
    color: var(--primary);
    letter-spacing: -0.5px;
}

.dhi-logo-tagline {
    font-size: 11px;
    font-weight: 600;
    letter-spacing: 1px;
    text-transform: uppercase;
    color: var(--secondary);
}

/* Navigation Links */
.dhi-nav-list {
    display: flex;
    align-items: center;
    list-style: none;
    margin: 0;
    padding: 0;
    gap: 6px;
}

.dhi-nav-item {
    position: relative;
}

.dhi-nav-link {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    color: var(--primary);
    font-family: var(--font-heading);
    font-weight: 600;
    font-size: 14.5px;
    padding: 10px 14px;
    border-radius: var(--radius-sm);
    text-decoration: none;
    transition: all var(--transition-fast);
}

.dhi-nav-link:hover, .dhi-nav-link.active {
    color: var(--secondary);
    background-color: var(--surface-subtle);
}

.dhi-nav-link i {
    font-size: 11px;
    transition: transform var(--transition-fast);
}

.dhi-nav-item:hover > .dhi-nav-link i {
    transform: rotate(180deg);
}

/* Mega Menu Dropdown */
.dhi-mega-menu {
    position: absolute;
    top: 100%;
    left: 50%;
    transform: translateX(-50%) translateY(12px);
    width: 820px;
    max-width: 90vw;
    background-color: #FFFFFF;
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    box-shadow: 0 16px 40px rgba(10, 30, 63, 0.12);
    padding: 24px;
    opacity: 0;
    visibility: hidden;
    transition: all var(--transition-base);
    z-index: 1050;
}

.dhi-nav-item:hover .dhi-mega-menu {
    opacity: 1;
    visibility: visible;
    transform: translateX(-50%) translateY(0);
}

.dhi-mega-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 12px;
}

.dhi-mega-item {
    display: flex;
    align-items: flex-start;
    gap: 14px;
    padding: 14px;
    border-radius: var(--radius-md);
    text-decoration: none;
    transition: background-color var(--transition-fast);
}

.dhi-mega-item:hover {
    background-color: var(--surface-tint);
}

.dhi-mega-icon {
    width: 40px;
    height: 40px;
    border-radius: var(--radius-sm);
    background-color: var(--secondary-tint);
    color: var(--secondary);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 18px;
    flex-shrink: 0;
    transition: all var(--transition-fast);
}

.dhi-mega-item:hover .dhi-mega-icon {
    background: var(--secondary-gradient);
    color: #FFFFFF;
}

.dhi-mega-content h4 {
    font-size: 14.5px;
    font-weight: 700;
    color: var(--text-heading);
    margin-bottom: 4px;
}

.dhi-mega-content p {
    font-size: 12.5px;
    color: var(--text-muted);
    margin: 0;
    line-height: 1.4;
}

.dhi-mega-footer {
    margin-top: 18px;
    padding-top: 14px;
    border-top: 1px solid var(--border-subtle);
    display: flex;
    align-items: center;
    justify-content: space-between;
    font-size: 13px;
}

/* Header CTAs */
.dhi-header-actions {
    display: flex;
    align-items: center;
    gap: 14px;
}

.dhi-header-phone {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-weight: 600;
    font-size: 14px;
    color: var(--primary);
    padding: 6px 12px;
    border-radius: var(--radius-pill);
    background-color: var(--surface-subtle);
    text-decoration: none;
    transition: all var(--transition-fast);
}

.dhi-header-phone:hover {
    background-color: var(--secondary-tint);
    color: var(--secondary);
}

.dhi-header-phone i {
    color: var(--secondary);
}

/* Mobile Toggle */
.dhi-mobile-toggle {
    display: none;
    background: none;
    border: none;
    font-size: 22px;
    color: var(--primary);
    cursor: pointer;
    padding: 6px;
}

@media (max-width: 1024px) {
    .dhi-nav-list {
        display: none;
    }
    .dhi-mobile-toggle {
        display: block;
    }
    .dhi-topbar {
        display: none;
    }
}

/* Mobile Offcanvas Drawer & Overlay System */
.dhi-mobile-overlay {
    position: fixed;
    top: 0;
    left: 0;
    width: 100vw;
    height: 100vh;
    background: rgba(10, 30, 63, 0.65);
    backdrop-filter: blur(4px);
    z-index: 1049;
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
    transition: opacity 0.3s ease, visibility 0.3s ease;
}

.dhi-mobile-overlay.active {
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
}

.dhi-mobile-drawer {
    position: fixed;
    top: 0;
    right: 0;
    bottom: 0;
    width: 320px;
    max-width: 85vw;
    height: 100vh;
    background: var(--primary);
    color: #FFFFFF;
    z-index: 1050;
    padding: 24px;
    display: flex;
    flex-direction: column;
    transform: translateX(100%);
    visibility: hidden;
    transition: transform 0.35s cubic-bezier(0.16, 1, 0.3, 1), visibility 0.35s ease;
    box-shadow: -8px 0 32px rgba(10, 30, 63, 0.35);
    overflow-y: auto;
}

.dhi-mobile-drawer.active {
    transform: translateX(0);
    visibility: visible;
}

.dhi-mobile-nav-list {
    list-style: none;
    padding: 0;
    margin: 24px 0;
    display: flex;
    flex-direction: column;
    gap: 6px;
}

.dhi-mobile-nav-list li a {
    display: flex;
    align-items: center;
    padding: 12px 16px;
    color: rgba(255, 255, 255, 0.88);
    font-size: 15px;
    font-weight: 500;
    border-radius: 8px;
    transition: all 0.2s ease;
    text-decoration: none;
}

.dhi-mobile-nav-list li a:hover,
.dhi-mobile-nav-list li a.active {
    background: rgba(255, 255, 255, 0.12);
    color: #FFFFFF;
    transform: translateX(4px);
}

/* Strictly hide drawer and overlay on desktop displays */
@media (min-width: 1025px) {
    .dhi-mobile-overlay,
    .dhi-mobile-drawer {
        display: none !important;
        visibility: hidden !important;
        pointer-events: none !important;
    }
}

/* -------------------------------------------------------------------------
   7. FOOTER SYSTEM
   ------------------------------------------------------------------------- */
.dhi-footer {
    background-color: var(--primary-dark);
    color: #94A3B8;
    padding-top: 80px;
    padding-bottom: 40px;
    border-top: 1px solid rgba(255, 255, 255, 0.08);
    position: relative;
}

.dhi-footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1.5fr;
    gap: 48px;
    margin-bottom: 60px;
}

@media (max-width: 992px) {
    .dhi-footer-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 36px;
    }
}

@media (max-width: 576px) {
    .dhi-footer-grid {
        grid-template-columns: 1fr;
        gap: 32px;
    }
}

.dhi-footer-col h5 {
    color: #FFFFFF;
    font-size: 16px;
    font-weight: 700;
    margin-bottom: 20px;
    letter-spacing: -0.01em;
}

.dhi-footer-links {
    list-style: none;
    padding: 0;
    margin: 0;
}

.dhi-footer-links li {
    margin-bottom: 11px;
}

.dhi-footer-links li a {
    color: #94A3B8;
    font-size: 14.5px;
    text-decoration: none;
    transition: color var(--transition-fast), padding-left var(--transition-fast);
}

.dhi-footer-links li a:hover {
    color: #38BDF8;
    padding-left: 4px;
}

.dhi-footer-contact-item {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    margin-bottom: 14px;
    font-size: 14px;
    color: #CBD5E1;
}

.dhi-footer-contact-item i {
    color: var(--accent);
    margin-top: 4px;
    font-size: 15px;
    flex-shrink: 0;
}

.dhi-footer-contact-item a {
    color: #CBD5E1;
}

.dhi-footer-contact-item a:hover {
    color: #38BDF8;
}

.dhi-footer-bottom {
    padding-top: 32px;
    border-top: 1px solid rgba(255, 255, 255, 0.08);
    display: flex;
    align-items: center;
    justify-content: space-between;
    flex-wrap: wrap;
    gap: 16px;
    font-size: 13.5px;
}

.dhi-footer-legal-links {
    display: flex;
    align-items: center;
    gap: 20px;
    flex-wrap: wrap;
}

.dhi-footer-legal-links a {
    color: #64748B;
}

.dhi-footer-legal-links a:hover {
    color: #CBD5E1;
}

.dhi-social-links {
    display: flex;
    align-items: center;
    gap: 12px;
}

.dhi-social-btn {
    width: 36px;
    height: 36px;
    border-radius: 50%;
    background-color: rgba(255, 255, 255, 0.06);
    color: #CBD5E1;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 14px;
    transition: all var(--transition-fast);
}

.dhi-social-btn:hover {
    background-color: var(--secondary);
    color: #FFFFFF;
    transform: translateY(-2px);
}

/* -------------------------------------------------------------------------
   8. FORM & INPUT SYSTEM
   ------------------------------------------------------------------------- */
.dhi-form-group {
    margin-bottom: 20px;
}

.dhi-label {
    display: block;
    font-family: var(--font-heading);
    font-size: 13.5px;
    font-weight: 600;
    color: var(--text-heading);
    margin-bottom: 7px;
}

.dhi-input, .dhi-select, .dhi-textarea {
    width: 100%;
    font-family: var(--font-sans);
    font-size: 14.5px;
    padding: 13px 18px;
    border-radius: var(--radius-md);
    border: 1.5px solid var(--border);
    background-color: #FFFFFF;
    color: var(--text);
    transition: all var(--transition-fast);
    outline: none;
}

.dhi-input:focus, .dhi-select:focus, .dhi-textarea:focus {
    border-color: var(--secondary);
    box-shadow: 0 0 0 3px rgba(29, 104, 189, 0.12);
}

.dhi-input::placeholder, .dhi-textarea::placeholder {
    color: var(--text-subtle);
}

.dhi-checkbox-label {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    font-size: 13px;
    color: var(--text-muted);
    cursor: pointer;
    user-select: none;
}

.dhi-checkbox-label input[type="checkbox"] {
    margin-top: 3px;
    accent-color: var(--secondary);
    width: 16px;
    height: 16px;
}

/* -------------------------------------------------------------------------
   9. ACCORDION (FAQ)
   ------------------------------------------------------------------------- */
.dhi-accordion {
    display: flex;
    flex-direction: column;
    gap: 14px;
}

.dhi-accordion-item {
    background-color: #FFFFFF;
    border: 1px solid var(--border);
    border-radius: var(--radius-md);
    overflow: hidden;
    transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
}

.dhi-accordion-item.active {
    border-color: rgba(29, 104, 189, 0.4);
    box-shadow: var(--shadow-sm);
}

.dhi-accordion-header {
    width: 100%;
    padding: 20px 24px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    background: none;
    border: none;
    text-align: left;
    font-family: var(--font-heading);
    font-size: 16.5px;
    font-weight: 600;
    color: var(--text-heading);
    cursor: pointer;
    transition: color var(--transition-fast);
}

.dhi-accordion-header:hover {
    color: var(--secondary);
}

.dhi-accordion-icon {
    width: 28px;
    height: 28px;
    border-radius: 50%;
    background-color: var(--surface-subtle);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 12px;
    color: var(--text-muted);
    flex-shrink: 0;
    transition: all var(--transition-fast);
}

.dhi-accordion-item.active .dhi-accordion-icon {
    background-color: var(--secondary-tint);
    color: var(--secondary);
    transform: rotate(180deg);
}

.dhi-accordion-body {
    padding: 0 24px 22px 24px;
    font-size: 15px;
    color: var(--text-muted);
    line-height: 1.65;
    display: none;
}

.dhi-accordion-item.active .dhi-accordion-body {
    display: block;
}

/* -------------------------------------------------------------------------
   10. TRUST STRIP & FLOATING BADGES
   ------------------------------------------------------------------------- */
.dhi-trust-strip {
    background-color: #FFFFFF;
    border-bottom: 1px solid var(--border);
    padding: 24px 0;
}

.dhi-trust-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
}

@media (max-width: 992px) {
    .dhi-trust-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 576px) {
    .dhi-trust-grid {
        grid-template-columns: 1fr;
    }
}

.dhi-trust-item {
    display: flex;
    align-items: center;
    gap: 14px;
}

.dhi-trust-icon {
    width: 44px;
    height: 44px;
    border-radius: var(--radius-sm);
    background-color: var(--secondary-tint);
    color: var(--secondary);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 19px;
    flex-shrink: 0;
}

.dhi-trust-text h6 {
    font-size: 14.5px;
    font-weight: 700;
    margin: 0;
    color: var(--text-heading);
}

.dhi-trust-text p {
    font-size: 12.5px;
    color: var(--text-muted);
    margin: 0;
    line-height: 1.3;
}

/* Floating Trust Badge */
.dhi-floating-badge {
    position: absolute;
    background-color: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(10px);
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    padding: 14px 20px;
    box-shadow: var(--shadow-lg);
    display: flex;
    align-items: center;
    gap: 12px;
    z-index: 2;
    animation: float 4s ease-in-out infinite;
}

@keyframes float {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-8px); }
}

/* -------------------------------------------------------------------------
   11. PROCESS / HOW IT WORKS (Timeline)
   ------------------------------------------------------------------------- */
.dhi-timeline-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
    position: relative;
}

.dhi-timeline-grid::before {
    content: '';
    position: absolute;
    top: 36px;
    left: 40px;
    right: 40px;
    height: 2px;
    background: repeating-linear-gradient(to right, var(--secondary) 0, var(--secondary) 8px, transparent 8px, transparent 16px);
    z-index: 0;
}

@media (max-width: 992px) {
    .dhi-timeline-grid {
        grid-template-columns: 1fr;
    }
    .dhi-timeline-grid::before {
        display: none;
    }
}

.dhi-timeline-step {
    position: relative;
    z-index: 1;
    background-color: #FFFFFF;
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    padding: 28px 24px;
    transition: all var(--transition-base);
}

.dhi-timeline-step:hover {
    transform: translateY(-4px);
    border-color: var(--secondary);
    box-shadow: var(--shadow-md);
}

.dhi-step-number {
    width: 48px;
    height: 48px;
    border-radius: 50%;
    background: var(--secondary-gradient);
    color: #FFFFFF;
    font-family: var(--font-heading);
    font-size: 18px;
    font-weight: 800;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 20px;
    box-shadow: var(--shadow-blue);
}

/* -------------------------------------------------------------------------
   12. STATS COUNTER
   ------------------------------------------------------------------------- */
.dhi-stats-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
}

@media (max-width: 992px) {
    .dhi-stats-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 576px) {
    .dhi-stats-grid {
        grid-template-columns: 1fr;
    }
}

.dhi-stat-card {
    text-align: center;
    padding: 32px 20px;
    background-color: var(--surface);
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-xs);
}

.dhi-stat-number {
    font-family: var(--font-heading);
    font-size: clamp(2.2rem, 3vw, 3.2rem);
    font-weight: 800;
    color: var(--secondary);
    line-height: 1;
    margin-bottom: 8px;
    letter-spacing: -0.03em;
}

.dhi-stat-label {
    font-size: 14.5px;
    font-weight: 600;
    color: var(--text-heading);
    margin-bottom: 4px;
}

.dhi-stat-desc {
    font-size: 12.5px;
    color: var(--text-muted);
    margin: 0;
}

/* -------------------------------------------------------------------------
   13. TESTIMONIAL CARD
   ------------------------------------------------------------------------- */
.dhi-testimonial-card {
    background-color: #FFFFFF;
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    padding: 36px 32px;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    height: 100%;
    box-shadow: var(--shadow-xs);
    transition: all var(--transition-base);
}

.dhi-testimonial-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
    border-color: rgba(29, 104, 189, 0.3);
}

.dhi-stars {
    color: #F59E0B;
    font-size: 14px;
    margin-bottom: 16px;
    display: flex;
    gap: 3px;
}

.dhi-testimonial-quote {
    font-size: 15.5px;
    color: var(--text);
    line-height: 1.65;
    font-style: italic;
    margin-bottom: 24px;
    flex-grow: 1;
}

.dhi-testimonial-author {
    display: flex;
    align-items: center;
    gap: 14px;
    padding-top: 18px;
    border-top: 1px solid var(--border-subtle);
}

.dhi-author-avatar {
    width: 46px;
    height: 46px;
    border-radius: 50%;
    object-fit: cover;
}

.dhi-author-name {
    font-size: 15px;
    font-weight: 700;
    color: var(--text-heading);
    margin: 0;
}

.dhi-author-loc {
    font-size: 12.5px;
    color: var(--text-muted);
    margin: 0;
}

/* -------------------------------------------------------------------------
   14. BREADCRUMB
   ------------------------------------------------------------------------- */
.dhi-breadcrumb {
    display: flex;
    align-items: center;
    gap: 8px;
    list-style: none;
    padding: 0;
    margin: 0 0 20px 0;
    font-size: 13.5px;
}

.dhi-breadcrumb li {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: var(--text-muted);
}

.dhi-breadcrumb li a {
    color: var(--text-muted);
}

.dhi-breadcrumb li a:hover {
    color: var(--secondary);
}

.dhi-breadcrumb li.active {
    color: var(--secondary);
    font-weight: 600;
}

/* -------------------------------------------------------------------------
   15. ACCESSIBILITY & REDUCED MOTION
   ------------------------------------------------------------------------- */
@media (prefers-reduced-motion: reduce) {
    *, *::before, *::after {
        animation-duration: 0.01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: 0.01ms !important;
        scroll-behavior: auto !important;
    }
}

/* =========================================================================
   16. OSCAR HEALTH / POLICYGENIUS INSURTECH COMPONENT STYLES
   ========================================================================= */

/* Hero InsurTech */
.dhi-hero-insurtech {
    background-color: #FBFBFA;
    padding-top: 60px;
    padding-bottom: 70px;
}

.dhi-ambient-blob {
    position: absolute;
    border-radius: 50%;
    filter: blur(80px);
    pointer-events: none;
    z-index: 1;
}

.dhi-blob-1 {
    top: -100px;
    right: -80px;
    width: 480px;
    height: 480px;
    background: radial-gradient(circle, rgba(56, 189, 248, 0.18) 0%, rgba(255, 255, 255, 0) 70%);
}

.dhi-blob-2 {
    bottom: -60px;
    left: -80px;
    width: 420px;
    height: 420px;
    background: radial-gradient(circle, rgba(14, 159, 157, 0.12) 0%, rgba(255, 255, 255, 0) 70%);
}

.dhi-hero-main-title {
    font-family: var(--font-heading);
    font-size: clamp(2.3rem, 4.5vw, 3.8rem);
    font-weight: 800;
    line-height: 1.12;
    letter-spacing: -0.03em;
    color: #0A1E3F;
}

.dhi-gradient-text {
    background: linear-gradient(135deg, #1D68BD 0%, #0E9F9D 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
}

/* Plan Finder Card */
.dhi-plan-finder-card {
    background: #FFFFFF;
    border: 1px solid #E2E8F0;
    border-radius: 20px;
    padding: 24px;
    box-shadow: 0 12px 35px rgba(10, 30, 63, 0.08);
}

.dhi-coverage-pills {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
}

.dhi-coverage-pill {
    position: relative;
    cursor: pointer;
    margin: 0;
}

.dhi-coverage-pill input {
    position: absolute;
    opacity: 0;
    pointer-events: none;
}

.dhi-coverage-pill span {
    display: inline-flex;
    align-items: center;
    padding: 8px 16px;
    background-color: #F1F5F9;
    border: 1px solid transparent;
    border-radius: 9999px;
    font-size: 13.5px;
    font-weight: 600;
    color: #475569;
    transition: all 0.2s ease;
}

.dhi-coverage-pill input:checked + span {
    background-color: #E0F2FE;
    border-color: #0284C7;
    color: #0369A1;
}

.dhi-finder-action-row {
    display: flex;
    gap: 10px;
    margin-bottom: 16px;
}

@media (max-width: 576px) {
    .dhi-finder-action-row {
        flex-direction: column;
    }
}

.dhi-zip-input-wrap {
    position: relative;
    flex-grow: 1;
}

.dhi-input-icon {
    position: absolute;
    left: 16px;
    top: 50%;
    transform: translateY(-50%);
    color: #94A3B8;
    font-size: 16px;
}

.dhi-zip-input {
    padding-left: 44px;
    height: 52px;
    border-radius: 12px;
    border: 1px solid #CBD5E1;
    font-size: 15px;
    font-weight: 500;
    color: #0A1E3F;
}

.dhi-zip-input:focus {
    border-color: #1D68BD;
    box-shadow: 0 0 0 4px rgba(29, 104, 189, 0.12);
}

.dhi-finder-submit-btn {
    height: 52px;
    padding: 0 28px;
    background: linear-gradient(135deg, #1D68BD 0%, #0E9F9D 100%);
    color: #FFFFFF !important;
    border-radius: 12px;
    font-family: var(--font-heading);
    font-size: 15px;
    font-weight: 700;
    border: none;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    white-space: nowrap;
    box-shadow: 0 4px 16px rgba(29, 104, 189, 0.3);
    transition: all 0.2s ease;
}

.dhi-finder-submit-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 22px rgba(29, 104, 189, 0.4);
}

.dhi-finder-footer {
    display: flex;
    flex-wrap: wrap;
    gap: 16px;
    padding-top: 14px;
    border-top: 1px solid #F1F5F9;
}

.dhi-guarantee-item {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-size: 12.5px;
    font-weight: 500;
    color: #475569;
}

/* Hero Visual & Photos */
.dhi-hero-img-card {
    position: relative;
    border-radius: 28px;
    overflow: hidden;
    background: #FFFFFF;
    border: 6px solid #FFFFFF;
    box-shadow: 0 20px 45px rgba(10, 30, 63, 0.12);
}

.dhi-hero-photo {
    height: 480px;
    object-position: center top;
}

.dhi-photo-badge-card {
    position: absolute;
    bottom: 20px;
    left: 20px;
    right: 20px;
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(12px);
    border-radius: 16px;
    padding: 14px 20px;
    box-shadow: 0 10px 25px rgba(0, 0, 0, 0.1);
}

.dhi-star-box {
    width: 38px;
    height: 38px;
    border-radius: 10px;
    background: #FEF3C7;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 16px;
}

.dhi-floating-chip {
    position: absolute;
    background: rgba(255, 255, 255, 0.96);
    backdrop-filter: blur(10px);
    border: 1px solid #E2E8F0;
    border-radius: 16px;
    padding: 12px 18px;
    box-shadow: 0 12px 30px rgba(10, 30, 63, 0.12);
    display: flex;
    align-items: center;
    gap: 12px;
    z-index: 4;
}

.dhi-chip-top {
    top: 30px;
    left: -24px;
    animation: float 4s ease-in-out infinite;
}

.dhi-chip-bottom {
    bottom: 90px;
    right: -24px;
    animation: float 4s ease-in-out infinite 2s;
}

.dhi-chip-icon {
    width: 38px;
    height: 38px;
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 16px;
}

/* Carrier Logos Strip */
.dhi-carrier-logos-wrap {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: center;
    gap: 14px 24px;
}

.dhi-carrier-badge {
    display: inline-flex;
    align-items: center;
    font-family: var(--font-heading);
    font-size: 13.5px;
    font-weight: 700;
    color: #475569;
    padding: 6px 14px;
    background: #F8FAFC;
    border: 1px solid #E2E8F0;
    border-radius: 9999px;
    transition: all 0.2s ease;
}

.dhi-carrier-badge:hover {
    color: #0A1E3F;
    border-color: #CBD5E1;
    background: #FFFFFF;
    transform: translateY(-2px);
    box-shadow: 0 4px 12px rgba(10, 30, 63, 0.06);
}

/* Pathway Cards */
.dhi-pathway-card {
    background: #FFFFFF;
    border: 1px solid #E2E8F0;
    border-radius: 24px;
    padding: 32px 28px;
    display: flex;
    flex-direction: column;
    position: relative;
    box-shadow: 0 4px 20px rgba(10, 30, 63, 0.05);
    transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
}

.dhi-pathway-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 16px 35px rgba(10, 30, 63, 0.1);
    border-color: #CBD5E1;
}

.dhi-pathway-tag {
    position: absolute;
    top: 24px;
    right: 24px;
    font-size: 11px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    padding: 4px 12px;
    border-radius: 9999px;
}

.dhi-pathway-icon {
    width: 52px;
    height: 52px;
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 22px;
    margin-bottom: 20px;
}

.dhi-pathway-features {
    list-style: none;
    padding: 0;
    margin: 0;
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.dhi-pathway-features li {
    font-size: 13.5px;
    color: #475569;
    display: flex;
    align-items: flex-start;
    gap: 10px;
}

.dhi-pathway-features li i {
    margin-top: 3px;
    flex-shrink: 0;
}

/* =========================================================================
   17. SUNDAY / REAL LIFE HERO BANNER & TRANSPARENT HEADER SYSTEM
   ========================================================================= */

/* Transparent Floating Header (Over Hero on Homepage) */
.dhi-header-transparent {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    z-index: 1040;
    background: transparent;
    border-bottom: 1px solid rgba(255, 255, 255, 0.15);
    transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
}

.dhi-header-transparent:not(.scrolled) .dhi-logo-img {
    filter: brightness(0) invert(1);
}

.dhi-header-transparent:not(.scrolled) .dhi-logo-diverse {
    color: #FFFFFF;
}

.dhi-header-transparent:not(.scrolled) .dhi-logo-health {
    color: #38BDF8;
}

.dhi-header-transparent:not(.scrolled) .dhi-nav-link {
    color: #FFFFFF;
}

.dhi-header-transparent:not(.scrolled) .dhi-nav-link:hover,
.dhi-header-transparent:not(.scrolled) .dhi-nav-link.active {
    color: #38BDF8;
    background: rgba(255, 255, 255, 0.15);
}

.dhi-header-transparent:not(.scrolled) .dhi-chevron {
    color: rgba(255, 255, 255, 0.7);
}

.dhi-header-transparent:not(.scrolled) .dhi-advisor-hotline {
    background: rgba(255, 255, 255, 0.12);
    border-color: rgba(255, 255, 255, 0.28);
    backdrop-filter: blur(8px);
}

.dhi-header-transparent:not(.scrolled) .dhi-advisor-hotline-label {
    color: rgba(255, 255, 255, 0.75);
}

.dhi-header-transparent:not(.scrolled) .dhi-advisor-hotline-num {
    color: #FFFFFF;
}

.dhi-header-transparent:not(.scrolled) .dhi-btn-insurtech-pill {
    background: #FFFFFF;
    color: #0A1E3F !important;
    box-shadow: 0 4px 18px rgba(0, 0, 0, 0.15);
}

.dhi-header-transparent:not(.scrolled) .dhi-btn-insurtech-pill:hover {
    background: #F8FAFC;
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.22);
}

.dhi-header-transparent:not(.scrolled) .dhi-mobile-hamburger {
    background: rgba(255, 255, 255, 0.18);
    color: #FFFFFF;
}

/* Scrolled State Transitions Seamlessly to Solid Sticky Header */
.dhi-header-transparent.scrolled {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    background-color: rgba(255, 255, 255, 0.98);
    backdrop-filter: blur(14px);
    box-shadow: 0 4px 25px rgba(10, 30, 63, 0.08);
    border-bottom: 1px solid rgba(226, 232, 240, 0.8);
}

.dhi-header-transparent.scrolled .dhi-logo-img {
    filter: none;
}

.dhi-header-transparent.scrolled .dhi-logo-diverse {
    color: var(--primary);
}

.dhi-header-transparent.scrolled .dhi-logo-health {
    color: var(--secondary);
}

.dhi-header-transparent.scrolled .dhi-nav-link {
    color: #1E293B;
}

.dhi-header-transparent.scrolled .dhi-nav-link:hover {
    color: var(--secondary);
    background: #F1F5F9;
}

.dhi-header-transparent.scrolled .dhi-chevron {
    color: #94A3B8;
}

.dhi-header-transparent.scrolled .dhi-advisor-hotline {
    background: #F8FAFC;
    border-color: var(--border);
}

.dhi-header-transparent.scrolled .dhi-advisor-hotline-label {
    color: #64748B;
}

.dhi-header-transparent.scrolled .dhi-advisor-hotline-num {
    color: #0A1E3F;
}

.dhi-header-transparent.scrolled .dhi-btn-insurtech-pill {
    background: linear-gradient(135deg, #1D68BD 0%, #0E9F9D 100%);
    color: #FFFFFF !important;
}

.dhi-header-transparent.scrolled .dhi-mobile-hamburger {
    background: #F1F5F9;
    color: #0A1E3F;
}

/* =========================================================================
   Sunday / Real Life Multi-Slide Hero Carousel Section
   ========================================================================= */
.dhi-sunday-hero-slider {
    position: relative;
    height: 100vh;
    min-height: 520px;
    max-height: 820px;
    background-color: #0A1E3F;
    overflow: hidden;
}

.dhi-slides-wrapper {
    position: relative;
    min-height: inherit;
    height: 100%;
    width: 100%;
}

.dhi-hero-slide {
    position: absolute;
    inset: 0;
    width: 100%;
    height: 100%;
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
    transition: opacity 0.8s cubic-bezier(0.4, 0, 0.2, 1), visibility 0.8s;
    z-index: 1;
}

.dhi-hero-slide.active {
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
    z-index: 2;
}

.dhi-slide-bg-layer {
    position: absolute;
    inset: 0;
    background-image: var(--slide-bg);
    background-position: center right;
    background-size: cover;
    background-repeat: no-repeat;
    transform: scale(1);
    transition: transform 9s cubic-bezier(0.25, 1, 0.5, 1);
    will-change: transform;
}

.dhi-hero-slide.active .dhi-slide-bg-layer {
    transform: scale(1.05);
}

.dhi-slide-gradient-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(90deg, rgba(10, 30, 63, 0.74) 0%, rgba(10, 30, 63, 0.46) 42%, rgba(10, 30, 63, 0.08) 75%);
    z-index: 2;
}

/* Compact vertical spacing: removes top void, clears 84px header and keeps buttons in view */
.dhi-hero-slide .slide-inner-container {
    padding-top: 92px !important;
    padding-bottom: 60px !important;
}

.dhi-hero-slide .text-slide-content {
    max-width: 660px;
}

/* Staggered entry animation on active slide */
.dhi-hero-slide.active .dhi-sunday-eyebrow {
    animation: dhiHeroFadeInUp 0.6s cubic-bezier(0.16, 1, 0.3, 1) both;
}
.dhi-hero-slide.active .dhi-sunday-hero-title {
    animation: dhiHeroFadeInUp 0.7s cubic-bezier(0.16, 1, 0.3, 1) 0.08s both;
}
.dhi-hero-slide.active .dhi-sunday-hero-sub {
    animation: dhiHeroFadeInUp 0.7s cubic-bezier(0.16, 1, 0.3, 1) 0.16s both;
}
.dhi-hero-slide.active .d-flex {
    animation: dhiHeroFadeInUp 0.7s cubic-bezier(0.16, 1, 0.3, 1) 0.22s both;
}

@keyframes dhiHeroFadeInUp {
    0% {
        opacity: 0;
        transform: translateY(16px);
    }
    100% {
        opacity: 1;
        transform: translateY(0);
    }
}

@media (max-width: 991px) {
    .dhi-sunday-hero-slider,
    .dhi-slides-wrapper {
        min-height: 560px;
        height: auto;
    }
    .dhi-slide-bg-layer {
        background-position: center top;
    }
    .dhi-slide-gradient-overlay {
        background: linear-gradient(180deg, rgba(10, 30, 63, 0.75) 0%, rgba(10, 30, 63, 0.52) 55%, rgba(10, 30, 63, 0.25) 100%);
    }
    .dhi-hero-slide .slide-inner-container {
        padding-top: 90px !important;
        padding-bottom: 65px !important;
    }
}

.dhi-sunday-eyebrow {
    font-family: var(--font-heading);
    font-size: 13px;
    font-weight: 600;
    color: rgba(255, 255, 255, 0.95);
    letter-spacing: -0.01em;
    margin-bottom: 8px;
    display: inline-block;
}

.dhi-sunday-hero-title {
    font-family: var(--font-heading);
    font-size: clamp(2rem, 3vw, 2.9rem);
    font-weight: 800;
    line-height: 1.15;
    letter-spacing: -0.03em;
    color: #FFFFFF;
    margin-bottom: 12px;
    text-shadow: 0 2px 14px rgba(0, 0, 0, 0.25);
    word-break: keep-all;
}

.dhi-sunday-hero-sub {
    font-size: clamp(0.92rem, 1.05vw, 1.05rem);
    line-height: 1.5;
    color: rgba(255, 255, 255, 0.94);
    max-width: 500px;
    margin-bottom: 18px;
    text-shadow: 0 1px 8px rgba(0, 0, 0, 0.25);
}

.dhi-sunday-cta-btn {
    display: inline-flex;
    align-items: center;
    gap: 12px;
    padding: 8px 12px 8px 20px;
    background: #FFFFFF;
    color: #0A1E3F !important;
    font-family: var(--font-heading);
    font-size: 15px;
    font-weight: 700;
    border-radius: 9999px;
    text-decoration: none;
    box-shadow: 0 8px 22px rgba(0, 0, 0, 0.2);
    transition: all 0.25s ease;
}

.dhi-sunday-cta-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(0, 0, 0, 0.28);
    background: #F8FAFC;
    color: #0A1E3F !important;
}

.dhi-sunday-arrow-circle {
    width: 34px;
    height: 34px;
    border-radius: 50%;
    background: #1D68BD;
    color: #FFFFFF;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 13px;
    transition: transform 0.2s ease, background-color 0.2s ease;
}

.dhi-sunday-cta-btn:hover .dhi-sunday-arrow-circle {
    transform: translateX(3px);
    background: #0E9F9D;
}

.dhi-sunday-phone-pill {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 10px 18px;
    background: rgba(255, 255, 255, 0.22) !important;
    backdrop-filter: blur(12px) !important;
    border: 1.5px solid rgba(255, 255, 255, 0.55) !important;
    color: #FFFFFF !important;
    border-radius: 9999px;
    font-family: var(--font-heading);
    font-size: 13.5px;
    font-weight: 700;
    text-decoration: none;
    box-shadow: 0 4px 14px rgba(0, 0, 0, 0.2);
    transition: all 0.2s ease;
}

.dhi-sunday-phone-pill span {
    color: #FFFFFF !important;
    font-weight: 700 !important;
    text-shadow: 0 1px 3px rgba(0, 0, 0, 0.4);
}

.dhi-sunday-phone-pill i {
    color: #38BDF8 !important;
    font-size: 14px !important;
    filter: drop-shadow(0 1px 2px rgba(0, 0, 0, 0.4));
}

.dhi-sunday-phone-pill:hover {
    background: #FFFFFF !important;
    border-color: #FFFFFF !important;
    color: #0A1E3F !important;
    transform: translateY(-2px);
    box-shadow: 0 6px 18px rgba(0, 0, 0, 0.3);
}

.dhi-sunday-phone-pill:hover span,
.dhi-sunday-phone-pill:hover i {
    color: #0A1E3F !important;
    text-shadow: none !important;
}

/* Micro Trust Badges — High-contrast pure white with bright icons */
.dhi-hero-trust-badges {
    display: flex;
    align-items: center;
    gap: 20px;
}

.dhi-hero-trust-badges span {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: #FFFFFF !important;
    font-size: 13.5px !important;
    font-weight: 600 !important;
    text-shadow: 0 1px 4px rgba(0, 0, 0, 0.5) !important;
    letter-spacing: 0.01em;
}

.dhi-hero-trust-badges i {
    color: #38BDF8 !important;
    font-size: 15px !important;
    filter: drop-shadow(0 1px 3px rgba(0, 0, 0, 0.4));
}

/* Slider Controls: Tabs & Arrows */
.dhi-slider-controls {
    background: linear-gradient(to top, rgba(10, 30, 63, 0.7) 0%, rgba(10, 30, 63, 0.2) 65%, transparent 100%);
    pointer-events: none;
}
.dhi-slider-controls * {
    pointer-events: auto;
}

.dhi-slider-pill {
    position: relative;
    display: inline-flex;
    align-items: center;
    gap: 7px;
    padding: 7px 16px;
    background: rgba(10, 30, 63, 0.6) !important;
    backdrop-filter: blur(12px) !important;
    border: 1px solid rgba(255, 255, 255, 0.4) !important;
    border-radius: 9999px;
    color: #FFFFFF !important;
    font-family: var(--font-heading);
    font-size: 12px;
    font-weight: 600;
    cursor: pointer;
    overflow: hidden;
    transition: all 0.25s ease;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.2);
}

.dhi-slider-pill span {
    color: rgba(255, 255, 255, 0.95) !important;
}

.dhi-slider-pill .pill-num {
    font-size: 11px;
    letter-spacing: 0.05em;
    color: #38BDF8 !important;
    font-weight: 700 !important;
}

.dhi-slider-pill:hover {
    background: rgba(255, 255, 255, 0.28) !important;
    border-color: #FFFFFF !important;
    color: #FFFFFF !important;
}

.dhi-slider-pill:hover span {
    color: #FFFFFF !important;
}

.dhi-slider-pill.active {
    background: #FFFFFF !important;
    color: #0A1E3F !important;
    border-color: #FFFFFF !important;
    box-shadow: 0 4px 16px rgba(0, 0, 0, 0.35) !important;
    font-weight: 700;
}

.dhi-slider-pill.active span {
    color: #0A1E3F !important;
    font-weight: 700 !important;
}

.dhi-slider-pill.active .pill-num {
    color: #1D68BD !important;
}

#dhiSlideCounter {
    color: #FFFFFF !important;
    font-weight: 700 !important;
    text-shadow: 0 1px 4px rgba(0, 0, 0, 0.5) !important;
}

.dhi-slider-arrow-btn {
    width: 38px;
    height: 38px;
    border-radius: 50%;
    background: rgba(10, 30, 63, 0.6) !important;
    backdrop-filter: blur(12px) !important;
    border: 1px solid rgba(255, 255, 255, 0.4) !important;
    color: #FFFFFF !important;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 13px;
    cursor: pointer;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.2);
    transition: all 0.2s ease;
}

.dhi-slider-arrow-btn i {
    color: #FFFFFF !important;
}

.dhi-slider-arrow-btn:hover {
    background: #FFFFFF !important;
    border-color: #FFFFFF !important;
    color: #0A1E3F !important;
    transform: scale(1.08);
    box-shadow: 0 4px 14px rgba(0, 0, 0, 0.35) !important;
}

.dhi-slider-arrow-btn:hover i {
    color: #0A1E3F !important;
}

/* =========================================================================
   DHI INNER PAGE HERO BANNER (Modern InsurTech Dark Hero System)
   Matches Homepage Transparent Floating Header & Premium Aesthetic
   ========================================================================= */
.dhi-page-hero {
    position: relative !important;
    background: linear-gradient(135deg, #061329 0%, #0A1E3F 45%, #13386E 100%) !important;
    padding-top: 104px !important;
    padding-bottom: 36px !important;
    color: #FFFFFF !important;
    overflow: hidden !important;
}

.dhi-page-hero::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background-image: radial-gradient(rgba(56, 189, 248, 0.09) 1.5px, transparent 1.5px);
    background-size: 28px 28px;
    pointer-events: none;
    opacity: 0.7;
    z-index: 1;
}

.dhi-page-hero::after {
    content: '';
    position: absolute;
    top: -200px;
    right: -100px;
    width: 650px;
    height: 650px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(14, 165, 233, 0.2) 0%, rgba(29, 104, 189, 0.06) 50%, transparent 70%);
    pointer-events: none;
    z-index: 1;
}

.dhi-page-hero .dhi-container {
    position: relative;
    z-index: 2;
}

.dhi-page-hero .dhi-breadcrumb {
    background: transparent !important;
    padding: 0 !important;
    margin-bottom: 10px !important;
    display: flex;
    align-items: center;
    gap: 8px;
    list-style: none;
    font-size: 13px;
}

.dhi-page-hero .dhi-breadcrumb li,
.dhi-page-hero .dhi-breadcrumb li a {
    color: rgba(255, 255, 255, 0.75) !important;
    text-decoration: none !important;
    transition: color 0.2s ease;
}

.dhi-page-hero .dhi-breadcrumb li a:hover {
    color: #FFFFFF !important;
}

.dhi-page-hero .dhi-breadcrumb li.active {
    color: #38BDF8 !important;
    font-weight: 600 !important;
}

.dhi-page-hero .dhi-breadcrumb i {
    color: rgba(255, 255, 255, 0.45) !important;
}

.dhi-page-hero .dhi-eyebrow {
    display: inline-flex !important;
    align-items: center !important;
    gap: 8px !important;
    padding: 5px 14px !important;
    border-radius: 9999px !important;
    background: rgba(56, 189, 248, 0.12) !important;
    border: 1px solid rgba(56, 189, 248, 0.35) !important;
    color: #38BDF8 !important;
    font-size: 12px !important;
    font-weight: 700 !important;
    letter-spacing: 0.05em !important;
    text-transform: uppercase !important;
    backdrop-filter: blur(8px) !important;
    margin-bottom: 8px !important;
}

.dhi-page-hero .dhi-section-title,
.dhi-page-hero h1 {
    color: #FFFFFF !important;
    font-size: clamp(1.75rem, 2.5vw, 2.35rem) !important;
    font-weight: 800 !important;
    letter-spacing: -0.02em !important;
    line-height: 1.18 !important;
    margin-top: 6px !important;
    margin-bottom: 10px !important;
}

.dhi-page-hero p,
.dhi-page-hero .text-muted {
    color: #CBD5E1 !important;
    font-size: 1.02rem !important;
    line-height: 1.55 !important;
    margin-bottom: 16px !important;
}

.dhi-page-hero .dhi-btn-outline {
    background: rgba(255, 255, 255, 0.08) !important;
    border: 1.5px solid rgba(255, 255, 255, 0.25) !important;
    color: #FFFFFF !important;
    backdrop-filter: blur(4px);
    transition: all 0.25s ease;
}

.dhi-page-hero .dhi-btn-outline:hover {
    background: #FFFFFF !important;
    border-color: #FFFFFF !important;
    color: #0A1E3F !important;
    transform: translateY(-2px);
}

.dhi-page-hero .dhi-btn-secondary {
    background: rgba(255, 255, 255, 0.12) !important;
    border: 1px solid rgba(255, 255, 255, 0.3) !important;
    color: #FFFFFF !important;
    backdrop-filter: blur(4px);
}

.dhi-page-hero .dhi-btn-secondary:hover {
    background: #FFFFFF !important;
    color: #0A1E3F !important;
}

@media (max-width: 991px) {
    .dhi-page-hero {
        padding-top: 96px !important;
        padding-bottom: 30px !important;
    }
}

/* =========================================================================
   MOBILE VIEW COMPREHENSIVE RESPONSIVE SYSTEM (iOS & Android)
   ========================================================================= */

html, body {
    overflow-x: hidden !important;
    width: 100% !important;
    max-width: 100vw !important;
    position: relative;
}

.dhi-container,
.container,
.container-fluid {
    width: 100% !important;
    max-width: 100% !important;
    box-sizing: border-box !important;
}

@media (max-width: 768px) {
    .dhi-container {
        padding-left: 16px !important;
        padding-right: 16px !important;
    }

    .dhi-section {
        padding-top: 50px !important;
        padding-bottom: 50px !important;
    }

    .dhi-section-sm {
        padding-top: 36px !important;
        padding-bottom: 36px !important;
    }

    /* Typography auto-scaling */
    h1, .display-4, .display-5, .display-6 {
        font-size: clamp(1.75rem, 6.8vw, 2.25rem) !important;
        line-height: 1.2 !important;
        letter-spacing: -0.02em !important;
        word-break: normal !important;
        overflow-wrap: break-word !important;
    }

    h2, .fs-2 {
        font-size: clamp(1.4rem, 5.2vw, 1.75rem) !important;
        line-height: 1.25 !important;
        letter-spacing: -0.015em !important;
        word-break: normal !important;
        overflow-wrap: break-word !important;
    }

    h3, .fs-3, .fs-4 {
        font-size: 1.25rem !important;
        line-height: 1.3 !important;
    }

    p.lead, .fs-5 {
        font-size: 1rem !important;
        line-height: 1.55 !important;
    }

    /* Hero slider fixes on mobile */
    .dhi-sunday-hero-slider,
    .dhi-slides-wrapper {
        min-height: 520px !important;
        height: auto !important;
    }

    .dhi-sunday-hero-title {
        font-size: clamp(1.7rem, 6.5vw, 2.2rem) !important;
        line-height: 1.2 !important;
        word-break: normal !important;
        overflow-wrap: break-word !important;
    }

    .dhi-sunday-hero-sub {
        font-size: 0.95rem !important;
        line-height: 1.5 !important;
        max-width: 100% !important;
    }

    .dhi-hero-slide .slide-inner-container {
        padding-top: 85px !important;
        padding-bottom: 60px !important;
    }

    .dhi-sunday-slider-nav {
        padding: 0 16px !important;
        bottom: 14px !important;
    }

    .dhi-slider-pill {
        padding: 6px 10px !important;
        font-size: 12px !important;
    }

    .dhi-sunday-phone-pill {
        display: none !important;
    }

    .dhi-sunday-cta-btn {
        width: 100% !important;
        justify-content: center !important;
        padding: 10px 18px !important;
        font-size: 14.5px !important;
    }

    .dhi-hero-trust-badges {
        gap: 12px !important;
    }

    .dhi-hero-trust-badges span {
        font-size: 12.5px !important;
    }

    /* Trust strip carrier badges */
    .dhi-carrier-logos-wrap {
        gap: 8px !important;
    }

    .dhi-carrier-badge {
        font-size: 11.5px !important;
        padding: 5px 10px !important;
    }

    /* Coverage Pathway cards */
    .dhi-pathway-card {
        padding: 24px 18px !important;
    }

    .dhi-pathway-features li {
        font-size: 13.5px !important;
        line-height: 1.45 !important;
    }

    /* Page Hero (About, Services, FAQ, Contact, Quote) */
    .dhi-page-hero,
    .dhi-about-hero {
        padding-top: 90px !important;
        padding-bottom: 40px !important;
    }

    .dhi-page-hero h1,
    .dhi-about-hero h1 {
        font-size: clamp(1.75rem, 6.2vw, 2.2rem) !important;
        line-height: 1.2 !important;
    }

    .dhi-about-pill-badge {
        max-width: 100% !important;
        font-size: 11px !important;
        padding: 5px 10px !important;
        white-space: normal !important;
        text-align: left !important;
    }

    /* Stat Cards */
    .dhi-stat-card {
        padding: 20px 16px !important;
    }

    .dhi-stat-num {
        font-size: 2.2rem !important;
    }

    .dhi-stat-label {
        font-size: 13.5px !important;
    }

    /* Table responsive overflow */
    .table-responsive {
        overflow-x: auto !important;
        max-width: 100% !important;
        -webkit-overflow-scrolling: touch !important;
        border-radius: 12px !important;
    }

    /* FAQ Category Horizontal Scroll Bar */
    #faqCategoryFilter {
        display: flex !important;
        flex-wrap: nowrap !important;
        overflow-x: auto !important;
        justify-content: flex-start !important;
        padding-bottom: 8px !important;
        margin-bottom: 20px !important;
        -webkit-overflow-scrolling: touch !important;
        scrollbar-width: none !important;
        gap: 8px !important;
    }

    #faqCategoryFilter::-webkit-scrollbar {
        display: none !important;
    }

    .dhi-faq-filter-btn {
        flex-shrink: 0 !important;
        font-size: 12px !important;
        padding: 6px 12px !important;
    }

    .dhi-accordion-header {
        font-size: 14.5px !important;
        padding: 14px 16px !important;
    }

    .dhi-accordion-body {
        font-size: 13.5px !important;
        padding: 0 16px 14px !important;
    }

    /* Form Controls: prevent iOS Safari auto-zoom (font-size >= 16px) */
    .dhi-input,
    .dhi-select,
    .dhi-textarea,
    input[type="text"],
    input[type="email"],
    input[type="tel"],
    input[type="number"],
    select {
        font-size: 16px !important;
    }

    /* Chat Icon on Mobile */
    #chatIcon {
        right: 16px !important;
        bottom: 16px !important;
        height: 52px !important;
        width: 52px !important;
    }

    /* Ensure br tags on mobile do not collapse adjacent words */
    br {
        display: inline-block;
        width: 0.28em;
        height: 0;
        line-height: 0;
        overflow: hidden;
        vertical-align: baseline;
    }
}